Source: http://moviesblog.mtv.com/2012/03/29/will-ferrell-anchorman-2/
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Source: http://moviesblog.mtv.com/2012/03/29/will-ferrell-anchorman-2/
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By Bob Sullivan
Verizon and AT&T have agreed to stop ?cramming? consumers' telephone bills with unauthorized third-party charges, Sen. Jay Rockefeller announced Wednesday. The move comes after a Senate investigation revealed last year that consumers were hit with $10 billion in fraudulent charges due to the practice over the past five years.
A TODAY show/msnbc.com investigation in July ?revealed how extensive and frustrating cramming is, with maddening, mysterious $10 or $20 charges appearing every month on millions of Americans' phone bills.
The investigation relied on a report commissioned by Rockefeller that found that three telecom firms - -- Verizon, AT&T and CenturyLink/Quest -- earned $650 million as their cut of cramming charges levied by third-parties since 2006.
"AT&T made the right decision to end cramming by August," the West Virginia Democrat?s office said in a statement on Wednesday.? "Something had to be done.? And while the decisions of AT&T and Verizon are a step in the right direction, I still believe we need to pass a bill that bans this abusive practice once and for all.?
?AT&T?has decided to discontinue most third-party billing on our customers? landline?accounts,??Michael Balmoris, an AT&T spokesman, said in a statement to msnbc.com. "We currently receive cramming complaints for only about one out of every thousand bills that contain third-party charges. ?However, due to continued concern over the possibility of unauthorized charges, we have decided to take this additional step and eliminate third-party billing for most types of services.?
Verizon spokesman Bill Kula also confirmed the change, saying in an email:??On March 19, Verizon?s wireline business?began?notifying its billing aggregators (or ?clearinghouses?) and carriers that it is going to cease providing third-party billing services for so-called 'miscellaneous' or 'enhanced' services.?All billing of those services will be phased out by the end of 2012.? ? Verizon wireline will continue to provide billing services for third party charges that generally relate to telecommunications or information services that use our network.?
Separately, Verizon earlier this month agreed to settle aclass-action lawsuit related to cramming, and agreed to refund 100 percent of victims' money for any unauthorized third-party charges consumers suffered from April 27, 2005, through Feb. 28, 2012.
Cramming has vexed consumers and generated mountains of complaints since 1995, when land line providers began making it easy for third-party firms to sell add-on services like voice mail through local phone bills.?
The problem is it's too easy for third parties to attach unwanted items to consumers' bills:? Previous investigations have found firms frequently trick consumers into signing up using sweepstakes entries or cashing small checks that also serve as authorization forms. In other cases, the third-party firms simply lie about getting authorization, a scam called ?phantom billing.? Last year, Illinois Attorney General Lisa Madigan testified that usage rates for the unwanted services could be as low as 1 percent.
"Committee staff has found hundreds of egregious examples of cramming," the Rockefeller report found. "Third-party vendors have enrolled deceased persons in their so-called services and charged family members' telephone bills for it. They have charged telephone lines dedicated to fire alarms, security systems, bank vaults, elevators and 911 systems. Senior citizens' telephones have been enrolled in web-hosting services, even though they have never used. A children?s hospital was charged for a celebrity tracker e-mail service that provided daily celebrity news feeds, photo, and videos. A national bank?s telephone lines were charged for credit protection plans."
Perhaps nothing illustrates how out of control cramming had become as well as AT&T's own victimization.
"Committee staff confirmed that third-party vendors associated with one hub company crammed at least 80 of AT&T?s own telephone lines with charges for services such as voicemail, sometimes for periods as long as 18 months," the report said.
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Free agency has come screeching to a halt, but there are still some interesting names available on the open market.
Here?s a breakdown of the top ten players left unsigned on the PFT Hot 100.
1. Offensive tackle Marcus McNeill ? Released by San Diego on March 13, McNeill visited the Lions a day later but left without a contract. He was rumored to have meetings lined up with the Falcons and Chiefs, but they apparently fell through. While McNeill has two Pro Bowls and 82 starts at a premium NFL position on his resume at age 28, medical concerns have clearly hurt McNeill?s market value.
2. Offensive tackle Demetrius Bell ? Bell has drawn interest from the Redskins and Cardinals, and will visit the Packers later this week. Like McNeill, Bell is a 28-year-old starting-caliber left tackle who?s been plagued by injuries. Bell?s medical concerns aren?t as significant as McNeill?s, however, and it would be surprising if he wasn?t signed soon.
3. Linebacker David Hawthorne ? A beastly run defender, Hawthorne?s market appeared to be established when Stephen Tulloch (Lions) and Curtis Lofton (Saints) were signed. Hawthorne remains available, however, after visits with Detroit and New Orleans proved to be leverage plays by those teams. Adam Caplan did report on Tuesday that the Seahawks and Hawthorne ?continue to be in communication,? so perhaps he?ll re-sign with Seattle.
4. Linebacker London Fletcher ? Fletcher still hasn?t signed, but it?s been widely assumed that he?ll head back to D.C. Perhaps that?s why no other teams have seriously inquired. As Alper noted a couple of days ago, league-imposed cap penalties against the Redskins have affected negotiations with Fletcher.
5. Defensive end Andre Carter ? Carter racked up double-digit sacks in 14 games last year, but he hasn?t been signed because he?s still ?limping heavily? after a late-season quadriceps tear. Carter should find work quickly once he?s healthy.
6. Defensive end Matt Roth ? The Bengals are Roth?s only known free-agent visit, and their interest seems to have cooled after signing twin draft busts Jamaal Anderson and Derrick Harvey. Roth isn?t a bad pass rusher and sets the edge as a run defender. He can also play linebacker in a 3-4. It?s only a matter of time before he catches on somewhere.
7. Defensive tackle Aubrayo Franklin ? Franklin?s career peak was receiving the 49ers? franchise tag in 2010. His 2011 market was surprisingly slow, and he?s now going on age 32. Franklin is coming off a disappointing season in New Orleans, struggling for playing time. The 2011 game tape may be turning off teams.
8. Offensive tackle Kareem McKenzie ? The Giants have already cut ties publicly with McKenzie, their starting right tackle since the 2005 campaign. Going on age 33, he may have to wait for training camp to be signed.
9. Defensive end Luis Castillo ? A productive but injury-prone 3-4 defensive end, Castillo has visited the Patriots and Chiefs in free agency, but likely was offered only the veteran?s minimum after missing all but one game last season. The Chargers also have an offer on the table to keep him. Castillo is only 28 years old with plenty of starts on his resume.
10. Wide receiver Braylon Edwards ? The Jets have expressed some interest in the top wide receiver left on the market, but it?s believed Edwards is still rehabbing from the knee surgery that forced the 49ers to give up on him in December. Edwards is 29 years old. He can separate from defensive backs with the best of ?em when healthy and is an underrated blocker, but untimely drops and off-field concerns have tarnished his image as an NFL player.
Source: http://profootballtalk.nbcsports.com/2012/03/28/nike-sues-reebok-for-making-tebow-jerseys/related/
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Welcome to my site. Take a time to look at what I have to offer here. Don?t hesitate to contact me to let me know how you like and what I can do better. Looking forward to hear from you and come back again often.
It is absolutely true fact hat these days vehicle leasing is becoming a very popular solution to lending to buying a business vehicle, but it can be a very beneficial solution for individuals as well. Every time you desire to buy a car or even simply rent some auto for a short period of time, vehicle leasing options could be the relevant answer.
It includes renting an automobile, similar to the facilities of leasing a house or an office. When opting for car lease, the finance company gets the automobile of your choice. They then give you a possibility you to use that automobile for the period of the lease in return for a payment that is to be covered per month.
If the automobile is used only for business needs, the repayments charged are completely tax deductible when automobile leasing. It included such issues as renting a depreciation which is your tax deduction.
Benefits
Some of the advantages of vehicle leasing are:
1. Rates can be a tax deduction for vehicles hired for business
2. Car leasing enables you to change your automobile every several years
3. Interest and monthly fees are fixed, so rates are known beforehand
4. Payments are generally considerably lower than a vehicle loan
5. The automobile is used as security against the car lease, so you may expect that the interest rates are normally much lower than automobile loans
6. They provide clients with pretty flexible terms from 2 to 5 years
7. You may get both brand new or used vehicles.
Types of car lease options available
1. operating vehicle leases,
2. finance vehicle leases
3. novated vehicle leases.
It is worth mentioning that the basic difference between finance and operating car lease facilities is at the end of the vehicle leasing term. In the case you opt for an operating lease, the lease lender retains ownership of the automobile leased, whereas in the event of finance leasing, the customer is required to pay out the balloon or residual fees and the client is to assume his ownership. Some issues at the end of a finance vehicle lease are as the following ones: pay out the balloon payment and have the car, trade in the automobile, or refinance the residual payment with some other automobile lease or loan.
It is necessary to admit that a fully maintained automobile lease is a finance leasing option that includes running rates of the car such as different services, tyres fuel, and so on and so forth. This type of automobile leasing is great if you need to have some fixed costs every month.
Novated vehicle leasing works rather differently to finance and operating solutions. In the event you are an employee wanting leasing a car, you are recommended to consider novated vehicle leasing if you desire to salary package an automobile.
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Source: http://successwithjoels.com/different-types-of-vehicle-leasing-solutions/
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Located in Houston, Craig Seldin operates his own law firm, utilizing a large legal research database to provide informed legal counsel on an array of issues in personal injury law, business law, family law, and criminal law. Focusing on business formation and probate, business transactions and litigations, contracts, and deceptive trade practice litigation, he has also handled civil rights cases and participated in trial practice in state and federal courts. Moreover, Craig Seldin has provided criminal defense and driving under the influence/driving while intoxicated (DUI/DWI) and drug crime defense. Other cases have involved immigration law, misdemeanors, medical malpractice, product liability, personal injury, and real estate and construction law. Craig Seldin also provides representation in family law, divorce general practice, and bankruptcy. His office is open Monday through Friday from 9 a.m. to 5 p.m. To learn more about his services, visit CSeldinLaw.com.
Born and raised in Dallas, Craig Seldin demonstrated academic excellence throughout his primary and secondary education. With an interest in and apparent aptitudes for journalism, he was selected while still in high school to serve as a Youth Reporter for Newsroom, a program on a public television station. Craig Seldin subsequently attended Northwestern University in Evanston, Illinois, before transferring to the University of California, Berkeley, where he graduated with a Bachelor of Arts in History. He then attended The University of Texas School of Law, receiving his Juris Doctor from there in 1977. Early in his law career, he worked on the defense of individuals charged with state misdemeanors and felonies.
Source: http://www.professionalontheweb.com/p/w/craig+seldin/18667
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Do your research in order to be better informed about gardening. You could spend days on the Internet alone researching information that is pertinent to your particular garden. Find practical solutions by applying the innovative tips from the following article. Read on to start learning.
Vegetables are softer in the heat of the hottest part of the day; even gently picking them at that time can damage them. See to it that you cut their connection to the vine as opposed to twisting them, because twisting could hurt the plant.
A small shed or an area in your garage make the perfect storage facility for garden tools. Don?t leave anything valuable out in plain sight, as you don?t know who may want it or take it just for kicks.
Maintain a schedule that charts the steps required for a successful garden. A calendar can tell you what variety to plant every season. This can prepare you early so that you know what you should buy and when. You might want to create your calendar on paper so you can refer to it easily, or you could use a program on your computer to create and store it.
You must protect tender, deciduous shrubs. If you have a few potted shrubs, they should be shielded from the wintry weather. With a sheet or blanket, you want to loosely cover the wigwam after you tie the tops of the canes together. People sometimes use plastic to wrap their plants, but plastic can cause the plants to rot because it impedes air circulation.
When winter arrives, you can save some plants by placing them in your home. Your best bet would be try to save the best or most hearty plants. Dig carefully around their roots and place them into a pot.
Many times when digging in clay soil the clay will adhere to the shovel, which will make it much harder to dig. Get better results in clay by rubbing car wax or floor wax onto the shovel, then buff off and dig. Not only will the clay slide off the surface, but it will keep the end from rusting.
Make sure to wear sun protection gear if you?ll be working in the garden in the sun. Try wearing a large sunhat and sunglasses to protect your face and eyes, and use sunscreen on any exposed skin. Wearing sun protection will prevent your skin from burning and by extension will reduce your risk of developing skin cancer.
For the best results, select the right kind of soil. You should choose your soil depending on the plants that you are going to plant. You can simply use one type of soil to make an artificial area.
As you now have discovered, gardening can be a fun, productive and rewarding activity if you invest a little time into gaining a bit of knowledge before you begin. The advice given here will help you to be able to plan and execute a beautiful and bountiful garden. Follow the advice in this article and you will be on your way to enjoying a beautiful garden of your own.
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Source: http://dominbenito.com/2012/03/28/why-home-gardening-for-your-family-is-a-healthy-choice/
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?CONTINUITY
FAMILY BUSINESS CONSULTING?
US/CANADA: 877-925-5149 INTERNATIONAL: 1-978-925-5149
CONTINUITYFBC.COM
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It?s natural that in time, family businesses grow over multiple generations, which means the number of individuals involved increases. In addition to the number of individuals increasing, family members expectations regarding the business may increase as well and related conflicts may arise.
Creating a Family Business Constitution can be an easy way to manage and deal with these conflicts if and when they arise within your family business.A Family Business Constitution is not only an extra tip in the businesses success; it also engenders a sense of pride in the family and its business by linking the past, present and future generations with each other.
Source: http://continuityfbc.blogspot.com/2012/03/importance-of-family-business.html
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